Recharge
Pay Bills
Fee Collections
Pay Taxes
Net Banking
- Term loan.
- Purchase of Mobile Phones (IOS, Blackberry, Android and Windows based).
- Permanent Employees/Pensioners of State / Central Government, Government / Semi-Government Undertakings & Autonomous Bodies drawing salary through our Bank and where letter of undertaking from employer is available.
- Customers already availing seasoned credit facilities (aged more than 2 years) where in there have been no past dues of more than one month during the currency of the loan.
- Minimum: 21 years.
- Maximum age of Applicant at loan maturity: For employees Date of retirement or 60 Years whichever is earlier.
- For others: 65 years.
- Minimum Finance:
10,000.
- Maximum Finance: 75,000 or 12 months net income for purchasing upto three Smartphones or 90% of the invoice value of the Smartphone(s) whichever is lower.
- Maximum finance (in case of individual small businessmen who do not file their tax returns and do not maintain the financial statements) is 10% of the credits in the operative account of the borrower during the last 12 months or 90% of the invoice value of the Smartphone(s), whichever is lower.
- For Govt. employees gross deductions should not exceed 60% of gross salary while as for others deductions should not exceed 50% of gross income.
- 10% of the invoice value
- Primary: NIL
- Collateral: NIL
- 350/- plus applicable GST
- 30 Equated Monthly Installments.
- NIL
- 1 Year MCLR + 3% (fixed)
