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- Term Loan.
- To provide loan facility to individuals intending to take up skill development courses.
- Any individual who has secured admission in a course run by Industrial Training Institutes (ITIs), Polytechnics or in a school recognized by central or State education Boards or in a college affiliated to recognized university, training partners affiliated to National Skill Development Corporation (NSDC)/Sector Skill Councils, State Skill Mission, State Skill Corporation, preferably leading to a certificate / diploma / degree issued by such organization as per National Skill Qualification Framework (NSQF) is eligible for a Skilling Loan.
- Training partners/centers affiliated to NSDC are available at the below mentioned links:
http://www.nsdcindia.org/index.php?q=trainingpartners
http://www.nsdcindia.org/affilates-centers- Minimum:
5,000 - Maximum: 150,000
- Courses upto 1 year: 6 months after completion of the course.
- Courses above 1 year: 12 months after completion of the course.
- 5%
- Parents to be joint borrower(s).
- No collateral.
- Covered under Credit guarantee Fund Scheme for Skill Development (CGFSSD) of National Credit Guarantee Trust Company Ltd.
- Upto 50,000 : 3 years
- Between 50,000 to 1 lakh : 5 years
- Above 1 lakh : 7 years
- Applicable MCLR + 1.5% Fixed*/ Floating
*Fixed for Loans of tenure upto 5 years.
- Click here for rate of Interest