• Minimum AMB of Rs 1, 00,000.
  • Free issuance of Demand Drafts up to Rs. 30 Lakhs per month
  • Free e-banking/m-banking facility.
  • Free 25 Payment Orders per month.
  • Free cheque collection.
  • Free cheque book facility (200 Leaves per year).
  • Free bill collection up to 2.00 Lakhs per month
  • Daily Debit card limits (ATM/POS) Rs.1.00 lac / Rs. 1.50 lacs.
  • Individuals-Single Accounts.
  • Joint Accounts.
  • Sole Proprietorships, Partnerships, HUFs.
  • Limited Companies
  • Associations, Clubs, Societies, Trusts etc.
  • Application Form duly filled in.
  • Photograph of depositor/s (2 copies)
  • Officially valid documents.
  • PAN Card / Form 60.
  • Partnership deed/ MOA, AOA, Certificate of incorporation, as applicable.
  • Related documents for HUF, Associations, etc.
  • Other documents like Registrations, etc.

Who can open a Premium Plus Current Account with J&K Bank?
Premium Plus Current Account can be opened by individuals , either singly or jointly, sole proprietorships, Partnership firms, Private and Public Limited Companies , HUFs, Associations, Societies, Trusts, etc.

What is the minimum Average Monthly Balance required to be maintained?
The minimum AMB required to be maintained is Rs 1.00 lac below which Rs 600/ plus GST per month shall be charged.

What are the benefits of the Premium Plus current Account?
You can avail the following benefits:

  • Minimum AMB of Rs 1, 00,000.
  • Free issuance of Demand Drafts up to Rs.30 Lakhs per month
  • Free bill collection up to Rs.2.00 Lakhs per month
  • Free E-banking/m-banking facility.
  • Free cheque book facility (200 Leaves per year).