Finance for possession and use of commercial property being Shop/s, Office/s, etc and leased out by Government/ Semi-Government and Autonomous bodies.

Individuals/Proprietorship Concerns/Professionals/Self- employed/Partnership firms/Companies.

Four times net annual income subject to a maximum cap of Rs. 50.00 Lacs. Income of spouse will also be considered for married applicants.

25% of lease premium. Earnest money paid shall be considered for margin requirements.

Primary: Mortgage of lease-hold rights in the property acquired.

Collateral: Third Party guarantee of two persons/Mortgage of Immovable property.

5 to 7 years.

One Month from the date of first disbursement.

Prepayment allowed subject to prepayment penalty @1% on the pre-paid amount

Less than Rs. 15 lacs: Applicable MCLR+3.25% (Floating)

Rs. 15 lacs and above: As per internal rating

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