• Minimum AMB of Rs 50000/=
  • Free issuance of Demand Drafts up to Rs.15 Lakhs per month.
  • Free 15 Payment Orders per month.
  • Free collection of local cheques.
  • Daily Debit card limits (ATM/POS) Rs. 40000/ Rs.100000/=
  • Free e-banking/m-banking facility.
  • Individuals-Single Accounts.
  • Joint Accounts.
  • Sole Proprietorships, Partnerships, HUFs.
  • Limited Companies
  • Associations, Clubs, Societies, Trusts etc.
  • Application Form duly filled in.
  •  Photograph of depositor/s (2 copies)
  • Officially valid documents.
  • PAN Card / Form 60.
  • Partnership deed/ MOA, AOA, Certificate of Incorporation, as applicable.
  • Related documents for HUF, Associations, etc.
  • Other documents like registrations, etc.

Who can open a Premium Current Account with J&K Bank?
Premium Current Account can be opened by individuals , either singly or jointly, sole proprietorships, Partnership firms, Private and Public Limited Companies , HUFs, Associations, Societies, Trusts, etc. 

What is the minimum Average Monthly Balance required to be maintained?
The minimum AMB required to be maintained is Rs 50000/=below which Rs 650/ plus GST per month shall be charged.

 What are the benefits of the Premium Current Account?
You can avail the following benefits:

  • Minimum AMB of Rs 50,000.
  • Free issuance of Demand Drafts up to 15 Lakhs per month
  • Free 15 Payment Orders per month.
  • Free E-Banking/ M-banking facility.
  • Free cheque book facility (150 Leaves per year).