• Minimum AMB of Rs 2, 50,000.
  • Free issuance of Demand Drafts up to Rs. 50 Lakhs per month
  • Free Collection of Bills upto Rs.5 lacs /month.
  • Free 30 Payment Orders per month
  • Free collection of local/ outstation cheques (own bank)
  • Free cheque book facility (300 Leaves per year).
  • Daily Debit card limits (ATM/POS) Rs. 1.00 lac / Rs.1.50 lacs.
  • Individuals-Single Accounts.
  • Joint Accounts.
  • Sole Proprietorships, Partnerships, HUFs.
  • Limited Companies
  • Associations, Clubs, Societies, Trusts etc.
  • Application Form duly filled in.
  • Photograph of depositor/s (2 copies)
  • Officially valid documents.
  • PAN Card / Form 60.
  • Partnership deed/ MOA, AOA, Certificate of incorporation, as applicable.
  • Related documents for HUF, associations, etc.
  • Other documents like Registrations, etc.

Who can open a Gold Current Account with J&K Bank?
Gold Current Account can be opened by individuals , either singly or jointly, sole proprietorships, Partnership firms, Private and Public Limited Companies , HUFs, Associations, Societies, Trusts, etc.
What is the minimum Average Monthly Balance required to be maintained?
The minimum AMB required to be maintained is Rs 2,50,000/= below which Rs 2000/ plus GST per month shall be charged.
What are the benefits of the Gold Current Account?
You can avail the following benefits:

  • Free collection of bills (up to Rs. 5 lakhs/ month).
  • Free issuance of DD’s upto 50 Lakhs/month
  • Nomination facility available.
  • E-banking/m-banking facility available.
  • Free RTGS/NEFT facility.
  • Free cheque book facility (300 Leaves per year).