- Monthly Installment Rs. 100/- and its multiples.
- Tenure 7, 9 and 10 years as recurring (Phase-I) and 5 , 7 and 10 years respectively as term deposit (Phase-II).
- Interest rate Fixed. Interest rates as per the rates prevalent at the beginning of the respective phases.
- Interest application Quarterly compounded interest.
- Interest payouts On maturity
- Add- ons
Accidental Insurance Cover for the Parent / Guardian (linked to the size of monthly deposit amount).
- Premature withdrawal Allowed with penalty.