• Minimum AMB of Rs 5, 00,000.
  • Free Cheque Book facility (Unlimited).
  • Free issuance of Demand Drafts/Duplicate DDs
  • Free Collection of Bills upto Rs 10 lacs /month.
  • Free 50 Pay Orders per month.
  • Free collection of local/ outstation cheques (own bank)
  • Free International Debit Card issued with an ATM withdrawal limit of Rs 1 lac/day & PoS transaction limit of Rs 1.50 lacs /day.
  • Nomination facility available.
  • Free RTGS/ NEFT Facility.
  • Free E-banking/m-banking facility.
  • Individuals-Single Accounts.
  • Joint Accounts.
  • Sole Proprietorships, Partnerships, HUFs.
  • Limited Companies
  • Associations, Clubs, Societies, Trusts etc.
  • Application Form duly filled in.
  • Photograph of depositor/s (2 copies)
  • Officially valid documents.
  • PAN Card / Form 60.
  • Partnership deed/ MOA, AOA, Certificate of Incorporation, as applicable.
  • Related documents for HUF, Associations, etc.
  • Other documents like Registrations, etc.

Who can open a Platinum Current Account with J&K Bank?
Platinum Current Account can be opened by individuals , either singly or jointly, sole proprietorships, Partnership firms, Private and Public Limited Companies , HUFs, Associations, Societies, Trusts, etc.

What is the minimum Average Monthly Balance required to be maintained?
The minimum AMB required to be maintained is Rs 5.00 lacs below which Rs 2500/ plus GST per month shall be charged.

What are the benefits of the Platinum Current Account?
You can avail the following benefits:

  • Free issuance of Demand Drafts/ duplicate DDs
  • Free Cheque Book facility (Unlimited).
  • Free Collection of Bills upto Rs 10 lacs /month.
  • Free 50 Pay Orders per month.
  • Free inter branch funds transfer.
  • Free collection of local/ outstation cheques(own bank)
  • Free International Gold Debit Card issued with an ATM withdrawal limit of Rs 1 lac/day & PoS transaction limit of Rs 1.50 lacs.
  • Nomination facility available.
  • E-banking / m-banking facility available.