• Minimum AMB of Rs 4000/=
  • Daily Debit Card Limits (ATM/POS) Rs. 40000 / Rs. 100000
  • Multiple services available at very low charges.
  • Free e-banking/ m-banking facility.
  • Individuals-Single Accounts.
  • Joint Accounts.
  • Sole Proprietorships, Partnerships, HUFs.
  • Limited Companies
  • Associations, Clubs, Societies, Trusts etc.
  • Application Form duly filled in.
  • Photograph of depositor/s (2 copies)
  • Officially valid documents.
  • PAN Card / Form 60.
  • Partnership Deed/ MOA, AOA, Certificate of Incorporation, as applicable.
  • Related documents for HUF, Associations, etc.
  • Other documents like Registrations, etc.
  1. Who can open a Basic Current Account with J&K Bank?

Basic Current Account can be opened by individuals , either singly or jointly, sole proprietorships, Partnership firms, Private and Public Limited Companies , HUFs, Associations, Societies, Trusts, etc in Metro & Urban areas.

  1. What is the minimum Average Monthly Balance required to be maintained?

The minimum AMB required to be maintained is Rs 4000/=below which Rs 200/ plus GST per month shall be charged.

  1. What are the benefits of the Basic current Deposit Account?

You can avail the following benefits:

  • Free cheque book facility (50 Leaves per year).
  • Daily Debit Card Limits(ATM/POS) of Rs. 40000 / Rs. 100000/=
  • Multiple services available at very low charges.
  • Free e-banking/ m-banking facility.