Loans

• Housing Loan
• Consumer Loan
• Saholiat/Saral Finance
• Laptop/ PC Finance
• Scooty Finance for
  Girls/ Ladies
• Festival Advance Scheme
• Education Loan Scheme
• Term Loan For B.Ed/ M.Ed.
  Courses
• Smartphone Finance
• Budshah Primary Education
  Finance
• Modular Kitchen Finance
• Sahafat Finance Scheme
• Car Loan Scheme
• Car Loan for Used Cars

• Two-Wheeler Finance
• Coaching Fee Loan Scheme
• Skill Loan Scheme
• Cash Credit Scheme
  (Salaried Employees)
• Loan against Gold
  Ornaments and Jewellery

Personal Accounts

• Deluxe Savings Account
• General Savings account
• General Small Account
• Deluxe Salary Account
• General Salary Account
• Student Savings Account
• Basic Saving Deposit
• Saving Account-Government
• Pension Account

• Family Protection Savings
  Account
• Premium Savings Account

Term Bank Deposits

• Fixed Deposits Scheme
• Cash Certificate Scheme
• Mehandi Deposit Scheme
• Tax Saver Term Deposit
  Scheme
• Smart Saver Term Deposit
  Scheme
• Monthly Yield Deposit Scheme
• Recurring Deposit Scheme
• Child-care Deposit Scheme
• Depositor’s Pension Scheme
• Super Earner Deposit Scheme
• Flexi Recurring Deposit Scheme

• Ladli Beti
• Super Re-investment Deposit
  Scheme
• Daily Deposit Scheme
• Special Bachat Deposit Scheme

Insurance

• Life Insurance
• Non Life Insurance

Cards

• Global Debit Card
• Empowerment Credit Card
• Merchant Acquiring
• Prepaid Cards

Loans

• Commercial Vehicle Finance
• Commercial Vehicle Finance
  (Used Vehicles)
• School Bus Finance
• Passenger Bus/mini-bus
  Finance.
• Craft Development Finance
• Dastkar Finance
• Khatamband Craftsmen
  Finance
• Craftsmen Livelihood Finance
  Courses

• Handicrafts Sustenance
  Finance (Outside Tripartite
  Agreement)
• Handicrafts Sustenance
  Finance (Under Tripartite
  Agreement)
• Help Tourism (For Kashmir
  valley only)
• Commercial Premises Finance
• Establishment of Mini Sheep
  Farms in Private Sector
• Contractor Finance
• Construction Equipment
  Finance

• Saral Finance to Small
  Businessmen
• J&K Bank Karobar Card
• Mortgage Loan for Trade &
  Service Sector
• Loans against Mortgage of
  Immovable Property
• Fair Price Shop Scheme
• ATV / Snowmobile Finance
  Scheme
• Start-ups Finance

Business Accounts

• Platinum Current Account
• Gold Current Account
• Premium Plus Current Account
• Premium Current Account
• Basic Current Account
• Grameen Current Account

Insurance

• Life Insurance
• Non Life Insurance

Loans

• All Purpose AgroTerm Loan
• Fruit Advances Scheme
  (Apple)
• Giri Finance Scheme

• Commercial Floriculture
  Finance
• Zafran Finance
• Debt Swap Scheme for
  Farmers
• Apiculture Finance

• Seed Capital Fund Scheme
  under "Sher-e -Kashmir
  Employment and Welfare
  Programme for the
  Youth (SKEWPY)"

• Mortgage loan scheme for
  traders of Agricultural Produce

Rupee Deposits

• NRE Savings Account
• NRE Fixed Deposits
• Useful Information - NRE
  Rupee Deposits
• NRO Savings Account
• NRO Fixed Deposits
• Useful Information - NRO
  Rupee Deposits

• Deposit Plans for Returning
  Indians
• Foreign Currency Non-
  resident-Banks (FCNR-B)
• Useful Information - FCNR
  Deposits

Download Forms

• NRI Nomination Form
• NRI ATM Card for Mandate
  holder Form

• NRI Customer Relationship
  Form
• NRI e-channel registration
  Form
• NRI Mandate letter Form
• NRI Supplementary
  Information Form
• Account Opening Form

Information

• Frequently Asked Questions
• Remittance from Abroad

Financials

• Annual Reports
• Earnings Updates
• Subsidiary Financials

Investor Contacts

• Investor Contacts

Bank Share

• Shareholding Pattern

• Quotes
• Tecnhincal Chart
• Highs/Lows
• 10 Year Trend
• Historical Share Price
• Share Price Movement

Analyst Reports

• Analyst Reports Covering
  J&K Bank’s Shares

Analyst Interaction

• Investor Presentations
• Conference Calls

Shareholder Info

• Shareholder Information

Stock Exchange Intimation

• Announcements
• Board Meetings
• Financial Results
• Corporate Governance
• Shareholding Pattern
• Shareholder information

Recharge

• Pre-paid Mobile
• DTH

Pay Bills

• Post-paid Mobile

Fee Collections

• Easy Collect

Pay Taxes

• Pay your Tax Online

Net Banking

• e-Banking Login
• Register for Net-Banking

Credit Card e-Bill

• Download Credit Card e-Bill

Safe Banking

• Anti-Phishing
• Safe e-Banking Advisory
• Tips for avoiding Phishing
• Phishing through Emails
• Tips for avoiding Phishing
  and Vishing
• Phishing Scenarios
• Safety Tips for Credit Card
  Holders