Loans

• Housing Loan
• Consumer Loan
• Saholiat/Saral Finance
• Laptop/ PC Finance
• Festival Advance Scheme
• Education Loan Scheme
• Term Loan For B.Ed/ M.Ed.
  Courses
• Smartphone Finance
• Budshah School Education
  Finance
• Modular Kitchen Finance
• Sahafat Finance Scheme
• Car Loan Scheme
• Car Loan for Used Cars

• Two-Wheeler Finance
• Coaching Fee Loan Scheme
• Skill Loan Scheme
• Cash Credit Scheme
  (Salaried Employees)
• Loan against Gold
  Ornaments and Jewellery
• Solar Equipment Finance

Personal Accounts

• Deluxe Savings Account
• General Savings account
• General Small Account
• Deluxe Salary Account
• General Salary Account
• Student Savings Account
• Basic Saving Deposit
• Saving Account-Government

• Pension Account
• Premium Savings Account
• Pink Savings Scheme

Term Deposits

• Fixed Deposits Scheme
• Cash Certificate Scheme
• Mehandi Deposit Scheme
• Tax Saver Term Deposit
  Scheme
• Smart Saver Term Deposit
  Scheme
• Monthly Yield Deposit Scheme
• Recurring Deposit Scheme
• Child-care Deposit Scheme
• Depositor’s Pension Scheme

• Flexi Recurring Deposit Scheme
• Ladli Beti
• Daily Deposit Scheme
• Special Bachat Deposit Scheme

Insurance

• Life Insurance
• Non Life Insurance

Cards

• Global Debit Card
• Credit Card
• Merchant Acquiring
• Prepaid Cards

Loans

• Commercial Vehicle Finance
• Commercial Vehicle Finance
  (Used Vehicles)
• School Bus Finance
• Passenger Bus/mini-bus
  Finance.
• Dastkar Finance
• Khatamband Craftsmen
  Finance

• Help Tourism (For Kashmir
  valley only)
• Commercial Premises Finance
• Establishment of Mini Sheep
  Farms in Private Sector
• Contractor Finance
• Construction Equipment
  Finance
• Saral Finance to Small
  Businessmen
• J&K Bank Karobar Card
• Mortgage Loan for Trade &
  Service Sector

• Loans against Mortgage of
  Immovable Property
• Fair Price Shop Scheme
• Start-ups Finance
• Guaranteed Emergency Credit
  Line (GECL)
• Credit Guarantee Scheme for
  Subordinate Debt

Govt Sponsored Schemes

• Seed Capital Fund Scheme
  under "Sher-e -Kashmir
  Employment and Welfare
  Programme for the
  Youth (SKEWPY)"

Business Accounts

• Platinum Current Account
• Gold Current Account
• Premium Plus Current Account
• Premium Current Account
• Basic Current Account
• Grameen Current Account

Insurance

• Life Insurance
• Non Life Insurance
• Lodge Insurance Claims

Loans

• All Purpose AgroTerm Loan
• Fruit Advances Scheme
  (Apple)
• Giri Finance Scheme

• Debt Swap Scheme for
  Farmers

• Mortgage loan scheme for
  traders of Agricultural Produce

Rupee Deposits

• NRE Savings Account
• NRE Fixed Deposits
• Useful Information - NRE
  Rupee Deposits
• NRO Savings Account
• NRO Fixed Deposits
• Useful Information - NRO
  Rupee Deposits

• Deposit Plans for Returning
  Indians
• Foreign Currency Non-
  resident-Banks (FCNR-B)
• Useful Information - FCNR
  Deposits

Download Forms

• NRI Nomination Form
• NRI ATM Card for Mandate
  holder Form

• NRI Customer Relationship
  Form
• NRI e-channel registration
  Form
• NRI Mandate letter Form
• NRI Supplementary
  Information Form
• Account Opening Form

Information

• Frequently Asked Questions
• Remittance from Abroad

Financials

• Annual Reports
• Earnings Updates
• Subsidiary Financials

Bank Share

• Quotes
• Tecnhincal Chart
• Highs/Lows
• 10 Year Trend
• Historical Share Price
• Share Price Movement

Investor Updates

• Conference Calls
• Presentations
• Investor Relations Contact

Stock Exchange Intimation

• Announcements
• Board Meetings
• Financial Results
• Corporate Governance
• Shareholding Pattern
• Shareholder information

Recharge

• Pre-paid Mobile
• DTH

Pay Bills

• Post-paid Mobile

Fee Collections

• Easy Collect

Pay Taxes

• Pay your Tax Online

Net Banking

• e-Banking Login
• Register for Net-Banking

Credit Card e-Bill

• Download Credit Card e-Bill

Safe Banking

• Anti-Phishing
• Safe e-Banking Advisory
• Tips for avoiding Phishing
• Phishing through Emails
• Tips for avoiding Phishing
  and Vishing
• Phishing Scenarios
• Safety Tips for Credit Card
  Holders