All desirous persons who:
want to convert their residential properties into “Home Stay accommodation for Tourists”,
where there is scope for such conversion and
who have obtained requisite permissions/ registration from Tourism Department, J&K Govt can avail finance from the bank required for such conversion. However, wherever the loan is extended for changes in external structure/extension of structure (increase in dimension), borrower (where ever applicable), shall have obtained prior permission from concerned authorities to carry out the same.