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Term Loan.
- For any Personal need.
- 36 Months Gross Salary.
- Permanent Employees of State/Central Govt., Public Sector Undertakings, Autonomous Bodies & Institutions.
- For Employees whose salary accounts are maintained with our Bank:
- NIL
- For Others:
- 3rd party Guarantee of one person having sufficient net worth to withstand the liability and acceptable to Bank
- ECS/ RECS Mandate to be obtained, (PDC’s where ECS/RECS not available).
- NIL
- 7years (84 months) or period of service left whichever is lower.