For working capital and term loan requirements of entrepreneurs with working capital as revolving cash credit.

Individuals engaged in entrepreneurial activity in non-farm priority sector.

Maximum of 1.00 lacs.

Upto 50,000: No margin is required for loans.

Above  50,000 and upto 1.00 lac: 10%.

For working capital: 20%.

PRIMARY:  Hypothecation of all the assets financed (including tools and equipment), raw material, semi-finished goods, finished goods & book debts and other current assets.


All credit facilities shall be got covered under CGTMSE, if available, and the cost of cover will be borne by the bank.

Upto 50000: BR+0.25% (Floating).

Above 50000 and upto 1 lac BR+0.75% p.a. (Floating).

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