-CUSTOMER VALUE-

Policy Documents

Fair Practice Code

Fair Practice Code for Lenders

Anti-Money-laundering Policy of the Bank

Policy Document on collection of Cheques/Instruments

Auto Renewal Policy

Collection of Dues and Repossession of Security

Compensation Policy

Grievance Redressal Policy

USA Patriot Act Certification

Outsourcing Policy

Details of Recovery Agents

Code of Bank's Commitment to Customers

Code of Bank's Commitment to Micro and Small Enterprises

Policy on incentivising business units/employees for customer services in the Bank

Policy on Inoperative & Unclaimed Accounts

Policy on Inoperative & Unclaimed Accounts Annexures

Policy on Risk Management Procedures- CTS 2010 Standard Cheques.

Policy on Corporate Social Responsibility (CSR).

Policy Document on Grievance Redressal for Pensioners.

Whistle Blower Policy

Customer Rights Policy

J&K Bank Related Party Transactions Policy

Policy for Dishonor of Cheques

Policy on Funding of ‘Defined Benefit Superannuation’ Schemes

Policy on Fraud Risk Management & Vigilance (2017-18)

Nomination Policy

Comprehensive Deposit Policy - 2018

PMRY beneficiaries

Final List of Beneficiaries 2006-07

Final List of Beneficiaries 2007-08

List of Beneficiaries 2007-08

List of Beneficiaries 2006-07

Loans

Personal Accounts

Term Bank Deposits

Mutual Fund

Insurance

Cards

Loans

Business Accounts

Insurance

Loans

Rupee Deposits

Download Forms

Information

Financials

Investor Contacts

Bank Share

Analyst Reports

Analyst Interaction

Shareholder Info

Stock Exchange Intimation

Recharge

Pay Bills

Fee Collections

Pay Taxes

Net Banking

SecureCode Login

Credit Card e-Bill

Safe Banking

Policy Documents

PMRY beneficiaries