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  • PERSONAL
    • Loans

      • Housing Loan
      • Consumer Loan
      • Saholiat/Saral Finance
      • Laptop/ PC Finance
      • Scooty Finance for
        Girls/ Ladies
      • Festival Advance Scheme
      • Education Loan Scheme
      • Term Loan For B.Ed/ M.Ed.
        Courses
      • Smartphone Finance
      • Budshah Primary Education
        Finance
      • Modular Kitchen Finance
      • Sahafat Finance Scheme
      • Car Loan Scheme
      • Car Loan for Used Cars
      • Two-Wheeler Finance
      • Coaching Fee Loan Scheme
      • Skill Loan Scheme
      • Cash Credit Scheme
        (Salaried Employees)
      • Loan against Gold
        Ornaments and Jewellery

      Personal Accounts

      • Deluxe Savings Account
      • General Savings account
      • General Small Account
      • Deluxe Salary Account
      • General Salary Account
      • Student Savings Account
      • Basic Saving Deposit
      • Saving Account-Government
      • Pension Account
      • Family Protection Savings
        Account
      • Premium Savings Account

      Term Bank Deposits

      • Fixed Deposits Scheme
      • Cash Certificate Scheme
      • Mehandi Deposit Scheme
      • Tax Saver Term Deposit
        Scheme
      • Smart Saver Term Deposit
        Scheme
      • Monthly Yield Deposit Scheme
      • Recurring Deposit Scheme
      • Child-care Deposit Scheme
      • Depositor’s Pension Scheme
      • Super Earner Deposit Scheme
      • Flexi Recurring Deposit Scheme
      • Ladli Beti
      • Super Re-investment Deposit
        Scheme
      • Daily Deposit Scheme
      • Special Bachat Deposit Scheme

      Mutual Fund

      • Mutual Fund

      Insurance

      • Life Insurance
      • Non Life Insurance

      Cards

      • Global Debit Card
      • Empowerment Credit Card
      • Merchant Acquiring
      • Prepaid Cards
  • BUSINESS
    • Loans

      • Commercial Vehicle Finance
      • Commercial Vehicle Finance
        (Used Vehicles)
      • School Bus Finance
      • Passenger Bus/mini-bus
        Finance.
      • Craft Development Finance
      • Dastkar Finance
      • Khatamband Craftsmen
        Finance
      • Craftsmen Livelihood Finance
        Courses
      • Handicrafts Sustenance
        Finance (Outside Tripartite
        Agreement)
      • Handicrafts Sustenance
        Finance (Under Tripartite
        Agreement)
      • Help Tourism (For Kashmir
        valley only)
      • Commercial Premises Finance
      • Establishment of Mini Sheep
        Farms in Private Sector
      • Contractor Finance
      • Construction Equipment
        Finance
      • Saral Finance to Small
        Businessmen
      • J&K Bank Karobar Card
      • Mortgage Loan for Trade &
        Service Sector
      • Loans against Mortgage of
        Immovable Property
      • Fair Price Shop Scheme
      • ATV / Snowmobile Finance
        Scheme
      • Start-ups Finance

      Business Accounts

      • Platinum Current Account
      • Gold Current Account
      • Premium Plus Current Account
      • Premium Current Account
      • Basic Current Account
      • Grameen Current Account

      Insurance

      • Life Insurance
      • Non Life Insurance
  • AGRICULTURE
    • Loans

      • All Purpose AgroTerm Loan
      • Fruit Advances Scheme
        (Apple)
      • Giri Finance Scheme
      • Commercial Floriculture
        Finance
      • Zafran Finance
      • Debt Swap Scheme for
        Farmers
      • Apiculture Finance
      • Seed Capital Fund Scheme
        under "Sher-e -Kashmir
        Employment and Welfare
        Programme for the
        Youth (SKEWPY)"
      • Mortgage loan scheme for
        traders of Agricultural Produce
  • NRI
    • Rupee Deposits

      • NRE Savings Account
      • NRE Fixed Deposits
      • Useful Information - NRE
        Rupee Deposits
      • NRO Savings Account
      • NRO Fixed Deposits
      • Useful Information - NRO
        Rupee Deposits
      • Deposit Plans for Returning
        Indians
      • Foreign Currency Non-
        resident-Banks (FCNR-B)
      • Useful Information - FCNR
        Deposits

      Download Forms

      • NRI Nomination Form
      • NRI ATM Card for Mandate
        holder Form
      • NRI Customer Relationship
        Form
      • NRI e-channel registration
        Form
      • NRI Mandate letter Form
      • NRI Supplementary
        Information Form
      • Account Opening Form

      Information

      • Frequently Asked Questions
      • Remittance from Abroad
  • INVESTOR
    • Financials

      • Annual Reports
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      • Subsidiary Financials

      Investor Contacts

      • Investor Contacts

      Bank Share

      • Shareholding Pattern
      • Quotes
      • Tecnhincal Chart
      • Highs/Lows
      • 10 Year Trend
      • Historical Share Price
      • Share Price Movement

      Analyst Reports

      • Analyst Reports Covering
        J&K Bank’s Shares

      Analyst Interaction

      • Investor Presentations
      • Conference Calls

      Shareholder Info

      • Shareholder Information

      Stock Exchange Intimation

      • Announcements
      • Board Meetings
      • Financial Results
      • Corporate Governance
      • Shareholding Pattern
      • Shareholder information
  • MAKE PAYMENTS
    • Recharge

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      • DTH

      Pay Bills

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      • Easy Collect

      Pay Taxes

      • Pay your Tax Online
  • LOGINS
    • Net Banking

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      Safe Banking

      • Anti-Phishing
      • Safe e-Banking Advisory
      • Tips for avoiding Phishing
      • Phishing through Emails
      • Tips for avoiding Phishing
        and Vishing
      • Phishing Scenarios
      • Safety Tips for Credit Card
        Holders

       

  • Policies

Policy Documents

Fair Practice Code

Fair Practice Code for Lenders

Anti-Money-laundering Policy of the Bank

Policy Document on collection of Cheques/Instruments

Auto Renewal Policy

Collection of Dues and Repossession of Security

Customer Compensation Policy

Grievance Redressal Policy

USA Patriot Act Certification

Outsourcing Policy

Details of Recovery Agents

Code of Bank's Commitment to Customers

Code of Bank's Commitment to Micro and Small Enterprises - 2015

Policy on incentivising business units/employees for customer services in the Bank

Policy on Inoperative & Unclaimed Accounts

Policy on Inoperative & Unclaimed Accounts Annexures

Policy on Risk Management Procedures- CTS 2010 Standard Cheques.

Policy on Corporate Social Responsibility (CSR).

Policy Document on Grievance Redressal for Pensioners.

Whistle Blower Policy

Customer Rights Policy

J&K Bank Related Party Transactions Policy

Policy for Dishonor of Cheques

Policy on Funding of ‘Defined Benefit Superannuation’ Schemes

Policy on Fraud Risk Management & Vigilance (2018-19)

Nomination Policy

Comprehensive Deposit Policy - 2018

Customer Protection Policy

PMRY beneficiaries

Final List of Beneficiaries 2006-07

Final List of Beneficiaries 2007-08

List of Beneficiaries 2007-08

List of Beneficiaries 2006-07

OTHER LINKS
  • Brief Profile of the Bank
  • Board of Directors
  • Committees of the Board of
    Directors
  • Management Executives
  • Banks New Identity
  • Policy Documents
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