Recharge
Pay Bills
Fee Collections
Pay Taxes
Net Banking
To provide working capital term loan finance to small traders/vendors.
Term Loan.
- Small businessmen/ traders/vendors.
- Businessmen should have been in existence for at least two years.
- Should not be availing any credit facility from any financial institution/ bank for existing business activity.
- Borrowers residence/place of business establishment shall fall within the service area of the business unit through which the loan is disbursed.
- Outlook for the sector/s in which the firms are involved should not be negative.
Min: 
10,000.
Max: 3,00,000.
25% of paid up stocks and book debts.
Primary: Hypothecation of stocks existing and to be purchased & Book debts.
Collateral: Upto 50,000 Nil.
Above 50,000 Third party guarantee of two persons of sound means.
5 years from first disbursement subject to review after every two years.
Applicable MCLR + 3.25% (Fixed).