- 30 months net monthly income or Rs.5.00 lacs whichever is lower.
- Existing borrowers having minimum three years of satisfactory dealings with our bank and availing loan facilities in the shape of cash credit/secured overdraft /term loans.
- Platinum & Gold Current Account holders with minimum 1-year standing in the said category with 2 penalties (maximum) for not maintaining AMB during the period.
- 3rd party guarantee of one person.
- ECS/ RECS Mandate to be obtained, (PDC’s where ECS/RECS not available)