• Minimum AMB of Rs 2000/=
  • Daily Debit Card Limits(ATM/POS) Rs. 40000 / Rs.100000/=
  • Multiple services available at very low charges.
  • Free e-banking/m-banking facility.
  • Individuals-Single Accounts.
  • Joint Accounts.
  • Sole Proprietorships, Partnerships, HUFs.
  • Limited Companies
  • Associations, Clubs, Societies, Trusts etc.
  • Application Form duly filled in.
  • Photograph of depositor/s (2 copies)
  • Officially valid documents.
  • PAN Card / Form 60.
  • Partnership deed/ MOA, AOA, Certificate of incorporation, as applicable.
  • Related documents for HUF, associations, etc.
  • Other documents like registrations, etc.

Who can open a Grameen Current Account with J&K Bank?
Grameen Current Account can be opened by individuals , either singly or jointly, sole proprietorships,  Partnership firms,  Private and Public Limited Companies , HUFs, Associations, Societies, Trusts, etc in Rural  & Semi-Urban areas.
What is the minimum Average Monthly Balance required to be maintained?
The minimum AMB required to be maintained is Rs 2000/=below which Rs 100/ plus GST per month shall be charged.
What are the benefits of the Grameen current Account?
You can avail the following benefits:

  • Free cheque book facility (50 Leaves per year).
  • Daily Debit Card Limits (ATM/POS) of Rs. 40000 / Rs.100000.
  • Multiple services available at very low charges.
  • Free E- banking/m-banking facility.