Cash Limit: 20% of credit limit subject to a maximum of 5 lacs.
Welcome Aboard offers of Rs 10,000 across premium brands.
2 Free Airport Lounge Access per year at select Domestic & International Airport Terminals in India.
Access to Airport lounges at foreign locations.
Mastercard world card Golf Program across select Golf Courses in India, including both Golf games and Golf lessons.
Premium Global Concierge Services under which the cardholder can get Mastercard Global Emergency Services for any card-related needs, including emergency cash advances within 2 hours and card replacements within 24 hours in the U.S. and 48 hours worldwide.
Central/ State Govt Employees drawing salary through our bank: 6 times Gross monthly salary or 10 times net monthly salary, whichever is lower.
IAS cadre officers and KAS officers, Doctors, University/ College Asst. Professors, Associate Professors and Professors, Directors , Deputy Directors and other officers in equivalent or higher cadres, of J&K State Govt and autonomous bodies -7 times Gross monthly salary or 12 times net monthly salary, whichever is lower.
Self employed/Businessman/ other salaried class: 50% of Annual Gross Income.