• Policy shall cover only those government employees (18 to 60 Years of age) of J&K UT who are maintaining their salary account with J&K Bank.
  • Active Debit card should be linked to the salary account.
  • Employee should have performed minimum one successful financial or non-financial transaction at any channel both intra and inter-bank (ATM/Micro ATM/POS/Business Correspondent of the bank at locations) within 45 days prior to date of the accident including accident date.