Terms & Conditions

Policy shall cover only those government employees (18 to 60 Years of age) of J&K UT who are maintaining their salary accounts with J&K Bank.
Active Debit card should be linked to the salary account and employee should have performed minimum one successful financial or non-financial transaction at any channel both intra and inter-bank (ATM/Micro ATM/POS/e-commerce/Business Correspondent) within 45 days prior to date of the accident including accident date. If these conditions are not satisfied, the claimant/s shall not be entitled to claim Rs.25.00 lacs as GPA Insurance Cover rather the claimant/s shall be entitled to receive an amount of Rs.10.00 lacs as GPA Insurance Claim.
This GPA Policy covers personal accidental death under all circumstances including terrorism, snake/insect bite, etc. on anytime and anywhere basis.
The claimant shall approach the concerned JK Bank branch (branch where salary account is maintained) for claim intimation.
Among others, documents like, police report, post mortem report, death certificate, discharge voucher (by nominees/legal heirs), Salary slip and other relevant documents depending upon nature of Accident shall be submitted along with the claim form to the concerned JK Bank Branch.