Online Account Opening

Digital on boarding journey for New-to-Bank Customers

Credit Cards

Instant Loans

Personal Loan In Just 10 Seconds

Internet Banking

Convenient way to do banking anytime and from any location.

Instant Bill Payments

Online DTH Recharge/Bill payments - One stop solution for all bill payments

Mobile Banking

Convenience of banking on Mobile Phone

Easy Collect

Easy Collect facilitates Educational/ Commercial/ Government/ Non-Government organizations to receive online payments.

Point of Sale

Easily make and recieve payments via your Credit or Debit cards with Point of Sale Terminals.

Debit Cards

Using your Debit and/or Credit card is fast and easy. Access your funds 24/7.

Internet Payment Gateway

J&K Bank Internet Payment Gateway Solutions. Accept online payments 24 X 7.

AEPS/KIOSK Banking

Provides a real time, user friendly basic banking services to the consumers in their neighborhood through Business Correspondents.

WhatsApp Banking

Banking services & updates using a secure & interactive menu through the WhatsApp messaging Platform!

API Banking

Direct integration and Instant solution – Real time solution for processing banking transactions

Digital Loans

Digital car loan / Two wheeler loan / Credit card / Gold loan