Definitions
- "Card" shall mean a J&K Bank Credit Card issued by J&K Bank that is valid and subsisting during the Offer.
- "Cardholder/s" shall mean such customer/s to whom a Card has been issued and who is authorized to hold the card.
- “Void Transaction” shall mean any transaction wherein the transaction has taken place but has been cancelled by the merchant prior to settlement with J&K Bank.
- “Merchant” shall mean any Brand store of the below mentioned Brands.
- Offer Details:-
Zero Cost Emi on selected items of following Brands (Live on Pine Lab POS)
S.No |
Brand Name |
Scheme type |
Minimum Swipe Amount in Rs |
S.No |
Brand Name |
Scheme type |
Minimum Swipe Amount in Rs |
1 |
Anjali Mukerjee |
NoCost EMI All products |
3000 |
21 |
RICHFEEL |
NoCost EMI All products |
3000 |
2 |
ARC Fertility |
NoCost EMI All products |
3000 |
22 |
Royal Oak |
NoCost EMI All products |
3000 |
3 |
Avita |
NoCost EMI All products |
3000 |
23 |
Sage Ayurveda |
NoCost EMI All products |
3000 |
4 |
Berkowits |
NoCost EMI All products |
3000 |
24 |
SAMSUNG CD |
NoCost EMI All products |
15000 |
5 |
Blynk Marketing |
NoCost EMI All products |
3000 |
25 |
SAMSUNG CE |
NoCost EMI All products |
15000 |
6 |
Bodycare and Cure |
NoCost EMI All products |
3000 |
26 |
Samsung LFR |
NoCost EMI All products |
15000 |
7 |
Bosch |
NoCost EMI All products |
3000 |
27 |
SAMSUNG RR |
NoCost EMI All products |
15000 |
8 |
Bridgestone Tyres |
NoCost EMI All products on 3 Month's Tenure |
3000 |
28 |
Siemens |
NoCost EMI All products |
3000 |
9 |
CMYK Health Boutique |
NoCost EMI All products |
3000 |
29 |
Sindh Cloth House |
NoCost EMI All products |
3000 |
10 |
Cobb Apparels |
NoCost EMI All products |
3000 |
30 |
Springwel |
NoCost EMI All products |
3000 |
11 |
Detel |
NoCost EMI All products |
3000 |
31 |
Srishti Digital |
NoCost EMI All products |
3000 |
12 |
Extra Marks |
NoCost EMI All products |
3000 |
32 |
Surya Electronics |
NoCost EMI All products |
3000 |
13 |
Godrej Appliances |
NoCost EMI All products |
3000 |
33 |
Titan Company Ltd |
NoCost EMI All products |
3000 |
14 |
Green Trends |
NoCost EMI All products |
3000 |
34 |
Truweight |
NoCost EMI All products |
3000 |
15 |
KOLORS |
NoCost EMI All products |
3000 |
35 |
Usha Electrotrade |
NoCost EMI All products |
3000 |
16 |
Labelle |
NoCost EMI All products on 3 & 6 Month's Tenure |
3000 |
36 |
V Care |
NoCost EMI All products |
3000 |
17 |
Marshall |
NoCost EMI All products |
3000 |
37 |
VLCC |
NoCost EMI All products |
3000 |
18 |
NexstGo |
NoCost EMI All products |
3000 |
38 |
Voi Jeans |
NoCost EMI All products |
3000 |
19 |
Philips India Ltd PH |
NoCost EMI All products |
3000 |
39 |
Way 2 Health |
NoCost EMI All products |
3000 |
20 |
Puma |
NoCost EMI All products |
3000 |
40 |
|
|
|
Offer terms and conditions
- Offer applicable only on EMI transactions on J&K Bank Credit Cards.
- Offer is valid only on mentioned Brand stores having Pine Labs POS/EDC terminals
- The interest charged for the eligible EMI transactions shall be credited to Cardholder’s Credit Card account within 90days from the date of transaction.
- J&K Bank Ltd. and Pine Labs retains the right to change or discontinue the Offer at any time during the Offer Period.
- The decision of Pine Labs & J&K Bank ltd. will be final and binding and any correspondence in this regard will not be entertained.
Other Terms and Conditions
- The participation in the Offer is entirely voluntary and it is understood, that the participation by the Cardholder/s shall be deemed to have been made on a voluntary basis.
- J&K Bank makes no representation about the quality, delivery, usefulness or otherwise of the goods/services offered by the third party/merchant. Nothing contained herein shall constitute or be deemed to constitute an advice, invitation or solicitation to purchase any products/ services of the third party.
- Images used in all the communications pertaining to the Offer are for representation purpose only.
- J&K Bank EMI Terms & Conditions will be applicable on EMI transactions as mentioned at https://www.jkbank.com/others/common/termsandConditions.php
- If the Cardholder/s ceases to be Cardholder/s at any time during the subsistence of the Offer, all the benefits under the Offer shall lapse and shall not be available to the Cardholder/s.
- All disputes are subject to the exclusive jurisdiction of the competent courts/tribunals of Delhi.
- In all matters relating to the Offer, the decision of J&K Bank & Pine Labs shall be final and binding in all respects.
- These Terms and Conditions shall be in addition to and not in substitution / derogation to the Primary Terms and Conditions governing the use of J&K Bank Credit Cards.
- J&K Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the goods and services offered by the merchant. Any dispute or claim regarding the goods and services must be resolved by the Cardholder/s with the merchant directly without any reference to J&K Bank.
- J&K Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services availed of by the Card holder/s under the offer.
- J&K Bank reserves the right to modify/ change all or any of the terms applicable to the Offer with prior intimation to Pine Labs. J&K Bank reserves the right to disqualify any merchant or Cardholder/s from the benefits of the Offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Offer.
- All taxes, duties, levies or other statutory dues and charges payable in connection with the benefits accruing under the Offer shall be borne solely by the Cardholder/s and J&K Bank will not be liable in any manner whatsoever for any such taxes, duties, levies or other statutory dues.
- The Offer is not available wherever prohibited and / or on merchandise / products / services for which such programs cannot be offered for any reason whatsoever.