• Deposit Amount                 Rs. 1000/- and above.
  • Tenure                                   1 year to 10 years.
  • Interest rate                        Floating.
  • Interest calculation              Simple Interest .
  • Interest payouts             Quarterly/On maturity (as per option of depositor).
  • Loan Facility                             Available
  • Premature withdrawal       Allowed with penalty.
  • A person in his/her name.
  • More than one person in their joint names.
  • Minor through parents/guardian.
  • Sole Proprietorship firms, Partnership firms
  • Private and Public Limited Companies
  • HUFs
  • Associations, Clubs, Societies, Trusts etc.
  • Application Form
  • Photograph of depositor/s (2 copies)
  • Documents as  per KYC Norms
  • PAN Card or Form 60 or 61
  • Any other related documents as applicable to Minors, Partnership Firms, Companies, HUF,s etc
  • What is the eligibility for opening an account under Super Earner Deposit Scheme 
     of J&K Bank?
    Accounts under this scheme can be opened by individuals, either singly or jointly, Parents/ Guardians on behalf of minors, sole proprietorship firms, Partnership firms. Private and Public Limited Companies, HUFs, Associations, Societies, Trusts, etc.
  • What is the minimum amount required for opening an account under the Scheme?
    You can open an account under this scheme with an amount of Rs 1000 and above.
  • What are the tenures for which the accounts can be opened?
    You can open an account for any tenure ranging from 1 year to 10 years.
  • Is interest under this scheme applied on Fixed or Floating basis?
    Simple Interest on floating basis is provided under this scheme.
  • Can I withdraw my deposit prematurely?
    Yes, but penal interest, as applicable, shall be charged on such pre-mature withdrawals.

(Conditions Apply)