• An individual between 25-55 years of age.
  • Existing customers within the same age group.

Minimum Average Monthly Balance
(a)  General Account - Rs. 2500. 
(b)  Salary Account –Nil.
(c)  Staff Account - Nil.

  • PNB MetLife Family Income Protector Plus with

(a)  Death benefit on 10 or 15 year policy term to the nominee. 
(b)       Maturity benefit of 110% of total premia paid to the survivor.

  • 50% concession in safe deposit locker rent for first three years.
  • Free 100 cheque leaves per year.
  • Free Customized Global Access Instant Debit Card.
  • 50% concession in RTGS/NEFT/DD transactions.
  • Nomination facility available.
  • Application/Consent Form duly filled in.
  • Photograph of depositor (2 copies).
  • Documents as per KYC Norms.
  • PAN Card or Form 60 or 61.
  • Who can open a Family protection Savings Bank Account with J&K Bank?
    Family protection savings bank account can be opened by individuals within the age group of 25-55 years. Individuals already having a bank account can also avail this facility.


  • What is the minimum Average Quarterly Balance required to be maintained?
    If you open a salary variant of the account you don’t not need to maintain any average quarterly balance. However if you are having general account you need to maintain a quarterly balance of Rs 2500 failing which you will be charged Rs. 200 per quarter. Staff members are exempted from maintaining any balance.


  • What are the benefits of Family protection Savings Bank Account?
    This account comes with security of PNB MetLife Family Income Protector Plus scheme. In case of death of the insured during the term of the policy the nominee will receive the chosen monthly income for the benefit pay-out period. Upon survival to maturity date i.e. maximum of 70 years, the customer can avail the maturity benefit of 110% of total premiums paid (exclusive of service tax, cess and extra loadings if any).