Mr. Arun Gandotra joined Jammu and Kashmir Bank on 01/10/1986 as Probationary Officer & retired from same Bank on 31/08/2021 as Executive President (O) after attaining age of superannuation. He has total Banking experience of around 35 years in this Bank of which more than nine year experience is at top management level (Vice President & above). He has uninterruptedly progressed across hierarchies throughout his career, right from scale -1 officer to the topmost executive designation in the bank.
The experience gained over the years in various fields include Treasury Operations (Investments/Forex), Depository Services, Credit & Credit Risk Management, Credit Policy & Planning, RCC (Settlement) Operations, Domestic/Forex Branch Operations etc. With the following assignments deserving special mention.
Vibrant experience of 12 years in Treasury Operations (Investments & Forex) Mumbai, leading to progression across all hierarchies in Bank’s Treasury, from dealer to Chief Dealer and finally to Treasury Head wherein he was managing Investments/Fund Management and Forex Operations of bank. He has gained experience of working/supervising Bank’s trading/Investment operations in Indian Debt, Forex & Equity Market. He has played an active role in designing bank’s Investment/Forex policies from time to time which resulted in generating handsome profits for the bank.
Handled , Advances & Asset planning Department where initially he was responsible for overall Policy Planning of the credit portfolio of the bank, which included devising/reviewing various products, framing policy guidelines, etc. Subsequently he was designated as a member of credit committee, tasked with the job role of sanctioning credit proposals at the Apex level of the Bank. Further, as a credit vertical Head his main focus was to appraise & sanction Loan proposals, design credit products which were mainly to suit the requirements of J&K customers which resulted in increasing our credit portfolio in J&K substantially in all sectors thereby increasing profitability of the Bank and giving a boost to the J&K economy.
Headed Investment/Trading/Funds Management, Capital Mobilization , Identification of Non cooperative/Fraudulent Borrowers, SLAC, Liability Management, Credit Portfolio/Business Management, Asset/Liability Products designing committees and was part of Purchase, Apex Credit/Credit Risk Management, ALCO, One time Settlement, Credit Policy Review Committees at Corporate office during his tenure as President Credit & Executive President (O).
Led one of the largest & most reputed Zones of the J&K Bank i.e. Mumbai Zone from May 2017 to June 2018. During this period Mumbai Zone recorded an impressive growth in its total business.
Headed credit vertical and Central Banking Operation Vertical of the bank from July 2018 till August 2021 which included the entire credit portfolio management & monitoring across all segments, geographies wherein the net advances of the bank increased phenomenally within all distinguished financials parameters.
Summing up his immense experience in major banking fields where prolific achievements reflected by the organizational growth have been attained are, significant 12 years in Treasury Operations Mumbai, considerable 7 years in Forex Branch Operations, Valuable 6 years in Apex Credit Management & Monitoring, Prolific 2 years as Depository Head where he was part of introducing Depository Services to the clients of the Bank & taking depository services of the Bank to the top level from inception, phenomenal tenure of 1 year as Zonal Head and wide experience of 7 years in Branch Banking/ RCC (Settlement) Operations.